Health insurance, for every kind of client.
Local group and individual plans, international cover and programmes that keep members healthy and claims costs under control. New lines are on the way.
Health insurance solutions

SME health plans
Local group planCost-effective cover for small and medium-sized businesses, with flexible options and simple administration.
Large corporate group health
Local group planEmployee healthcare programmes for large organisations, priced on experience, with scalable benefits and wide network access.
Individual health plans
Local individual planCover for individuals and families, with flexible options and access to quality healthcare.
International private medical insurance
International individual planWorldwide cover for expatriates, executives and internationally mobile people.
50+ and retiree health plans
Local individual planPlans built around the healthcare needs of older adults and retirees.
Disease management and cost containment
ProgrammeChronic disease management, preventive care and wellness that improve outcomes and control claims costs.
Four programmes, four insurer partners.
Each programme is designed and run by Insurance Gulf and underwritten by a leading UAE insurer.
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Beyond health: what comes next.
New lines in development with our insurer partners, built on the same platform.
Group life
Employer-sponsored life cover that protects employees and their families.
- Death benefits
- Permanent, partial and temporary disability
- Critical illness
Motor
Comprehensive motor insurance tailored for Chinese vehicle brands.
- Comprehensive and third-party cover
- Accident, theft and fire
- Approved repair network
- Roadside assistance and claims
Cyber
Protection for businesses against evolving cyber risks.
- Cyberattacks and hacking
- Data breaches and ransomware
- Business interruption
- Incident response and recovery
Travel
Protection for regional and international travellers.
- Emergency medical cover
- Cancellation and interruption
- Lost baggage and personal accident
- 24/7 travel assistance
DigiPay
A digital prepaid card that gives members faster access to healthcare and simpler payments.
- Access insurance-covered healthcare without prior approval or long authorisation steps
- A secure prepaid card accepted across approved provider networks
- Policy payments managed in one simple digital platform
- Instant settlement of eligible claims with healthcare providers
DigiPayPremium funding
Flexible premium financing with trusted banking partners, so clients can spread the cost of cover in instalments and protect their cash flow.
Exclusive health products for TPAs
Health solutions designed with third-party administrators for their client portfolios.
- White-label health products exclusive to each TPA partner
- Tailored underwriting and pricing models
- Disease management and wellness built in
- Scalable for individuals, SMEs and corporate groups
Want to distribute our products?
Brokers, agents and aggregators can talk to us about access to our health programmes.