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Products

Health insurance, for every kind of client.

Local group and individual plans, international cover and programmes that keep members healthy and claims costs under control. New lines are on the way.

Current offering

Health insurance solutions

Doctor consulting a patient

SME health plans

Local group plan

Cost-effective cover for small and medium-sized businesses, with flexible options and simple administration.

Large corporate group health

Local group plan

Employee healthcare programmes for large organisations, priced on experience, with scalable benefits and wide network access.

Individual health plans

Local individual plan

Cover for individuals and families, with flexible options and access to quality healthcare.

International private medical insurance

International individual plan

Worldwide cover for expatriates, executives and internationally mobile people.

50+ and retiree health plans

Local individual plan

Plans built around the healthcare needs of older adults and retirees.

Disease management and cost containment

Programme

Chronic disease management, preventive care and wellness that improve outcomes and control claims costs.

Health programmes

Four programmes, four insurer partners.

Each programme is designed and run by Insurance Gulf and underwritten by a leading UAE insurer.

Medicare Underwritten byOrient Takaful
Royalecare Underwritten byAl Wathba Insurance
Neocare Underwritten byQIC
Signaturecare Underwritten bySalama Islamic Arab Insurance
Coming soon

Beyond health: what comes next.

New lines in development with our insurer partners, built on the same platform.

Coming soon

Group life

Employer-sponsored life cover that protects employees and their families.

  • Death benefits
  • Permanent, partial and temporary disability
  • Critical illness
Coming soon

Motor

Comprehensive motor insurance tailored for Chinese vehicle brands.

  • Comprehensive and third-party cover
  • Accident, theft and fire
  • Approved repair network
  • Roadside assistance and claims
Coming soon

Cyber

Protection for businesses against evolving cyber risks.

  • Cyberattacks and hacking
  • Data breaches and ransomware
  • Business interruption
  • Incident response and recovery
Coming soon

Travel

Protection for regional and international travellers.

  • Emergency medical cover
  • Cancellation and interruption
  • Lost baggage and personal accident
  • 24/7 travel assistance
Coming soon

DigiPay

A digital prepaid card that gives members faster access to healthcare and simpler payments.

  • Access insurance-covered healthcare without prior approval or long authorisation steps
  • A secure prepaid card accepted across approved provider networks
  • Policy payments managed in one simple digital platform
  • Instant settlement of eligible claims with healthcare providers
Coming soon

Premium funding

Flexible premium financing with trusted banking partners, so clients can spread the cost of cover in instalments and protect their cash flow.

Coming soon

Exclusive health products for TPAs

Health solutions designed with third-party administrators for their client portfolios.

  • White-label health products exclusive to each TPA partner
  • Tailored underwriting and pricing models
  • Disease management and wellness built in
  • Scalable for individuals, SMEs and corporate groups

Want to distribute our products?

Brokers, agents and aggregators can talk to us about access to our health programmes.

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